FIRE Calculator
Find your Financial Independence / Retire Early number.
What is FIRE?
Financial Independence, Retire Early. Once your invested corpus is large enough that a safe annual withdrawal covers your expenses forever, you no longer need to work for money.
The 4% rule
The classic rule says you can safely withdraw ~4% of your corpus per year. So your FIRE number = annual expenses ÷ 4% = 25× your yearly spending.
Frequently asked questions
Is 4% safe for India?
The 4% rule comes from US data. Given higher inflation, many Indian FIRE planners use a more conservative 3–3.5% withdrawal rate — try lowering the slider to see the impact.