Future Value Calculator

What a sum invested today will be worth in the future at a given rate.

Time value of money

A rupee today is worth more than a rupee tomorrow because it can be invested. Future value tells you how much a present amount grows to over time at a given return.

The formula

FV = PV × (1 + r)ⁿ. It is the foundation of every compounding and investment calculation.

Frequently asked questions

What rate should I use?

Use the return you realistically expect from where the money is invested — a savings account (~4%), FD (~7%), or equity (~11–12%).