Goal SIP Calculator
Find the monthly SIP needed to reach a target amount.
Plan backwards from your goal
Whether it is a home down-payment, your child’s education, or a ₹1-crore retirement corpus, this tool tells you the exact monthly SIP required — so you can plan with a number, not a guess.
The formula
Monthly SIP = Target ÷ ([(1+i)ⁿ − 1] / i × (1+i)). It simply inverts the SIP future-value formula to solve for the contribution.
Frequently asked questions
What if I can’t afford the required SIP?
Extend the horizon, increase the assumed return (with more risk), or start smaller and use a step-up SIP to raise contributions each year.