AXIS BANK LIMITED vs GO DIGIT GENERAL INS LTD

A side-by-side comparison of AXIS BANK LIMITED (AXISBANK) and GO DIGIT GENERAL INS LTD (GODIGIT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, AXIS BANK LIMITED leads AXISBANK vs GODIGIT on 8 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.65
P/E ratio
61.28
1.97
P/B ratio
5.98
0.07%
Dividend yield
0.00%
₹84.89
EPS
₹4.60

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
9.21%
6.24%
Return on capital
11.00%
0.00%
EBITDA margin
1.00%
0.00%
Net margin
4.54%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.23%
34.47%
Profit CAGR (3Y)
147.28%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.13L Cr
Market cap
₹26,045 Cr
₹0 Cr
Revenue
₹9,371 Cr
₹26,548 Cr
Net profit
₹425 Cr
0.00
Debt / equity
0.08
AXIS BANK LIMITED
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 8.14%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,674 Cr."]
GO DIGIT GENERAL INS LTD
  • + ["Company is almost debt free.", "Company has delivered good profit growth of 45.1% CAGR over last 5 years"]
  • ["Stock is trading at 6.19 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Tax rate seems low", "Company has a low return on equity of 10.4% over last 3 years.", "Earnings include an other income of Rs.473 Cr."]
AXIS BANK LIMITED full analysis GO DIGIT GENERAL INS LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AXIS BANK LIMITED vs GO DIGIT GENERAL INS LTD: Share Price, Valuation & Which to Buy | DocStoX