AXIS BANK LIMITED vs ICICI LOMBARD GIC LIMITED

A side-by-side comparison of AXIS BANK LIMITED (AXISBANK) and ICICI LOMBARD GIC LIMITED (ICICIGI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

AXIS BANK LIMITED and ICICI LOMBARD GIC LIMITED are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.65
P/E ratio
31.86
1.97
P/B ratio
5.32
0.07%
Dividend yield
0.75%
₹84.89
EPS
₹50.60

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
16.66%
6.24%
Return on capital
24.00%
0.00%
EBITDA margin
14.00%
0.00%
Net margin
10.47%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
14.75%
34.47%
Profit CAGR (3Y)
17.04%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.13L Cr
Market cap
₹80,364 Cr
₹0 Cr
Revenue
₹23,961 Cr
₹26,548 Cr
Net profit
₹2,508 Cr
0.00
Debt / equity
0.00
AXIS BANK LIMITED
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 8.14%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,674 Cr."]
ICICI LOMBARD GIC LIMITED
  • + ["Company is almost debt free.", "Company has been maintaining a healthy dividend payout of 25.7%"]
AXIS BANK LIMITED full analysis ICICI LOMBARD GIC LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.