AXIS BANK LIMITED vs JIO FIN SERVICES LTD

A side-by-side comparison of AXIS BANK LIMITED (AXISBANK) and JIO FIN SERVICES LTD (JIOFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, AXIS BANK LIMITED leads AXISBANK vs JIOFIN on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.65
P/E ratio
98.77
1.97
P/B ratio
1.14
0.07%
Dividend yield
0.21%
₹84.89
EPS
₹2.46

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
1.19%
6.24%
Return on capital
2.00%
0.00%
EBITDA margin
66.00%
0.00%
Net margin
44.44%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
327.39%
34.47%
Profit CAGR (3Y)
269.27%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.13L Cr
Market cap
₹1.55L Cr
₹0 Cr
Revenue
₹3,513 Cr
₹26,548 Cr
Net profit
₹1,561 Cr
0.00
Debt / equity
0.16
AXIS BANK LIMITED
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 8.14%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,674 Cr."]
JIO FIN SERVICES LTD
  • + ["Stock is trading at 1.15 times its book value", "Company is expected to give good quarter", "Promoter holding has increased by 2.01% over last quarter."]
  • ["Company has a low return on equity of 1.23% over last 3 years.", "Working capital days have increased from 4,699 days to 14,113 days"]
AXIS BANK LIMITED full analysis JIO FIN SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AXIS BANK LIMITED vs JIO FIN SERVICES LTD: Share Price, Valuation & Which to Buy | DocStoX