AXIS BANK LIMITED vs PNB GILTS LIMITED

A side-by-side comparison of AXIS BANK LIMITED (AXISBANK) and PNB GILTS LIMITED (PNBGILTS) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, PNB GILTS LIMITED leads AXISBANK vs PNBGILTS on 8 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.65
P/E ratio
6.78
1.97
P/B ratio
0.92
0.07%
Dividend yield
1.15%
₹84.89
EPS
₹12.95

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
15.08%
6.24%
Return on capital
7.00%
0.00%
EBITDA margin
97.00%
0.00%
Net margin
13.90%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
11.36%
34.47%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.13L Cr
Market cap
₹1,584 Cr
₹0 Cr
Revenue
₹1,676 Cr
₹26,548 Cr
Net profit
₹233 Cr
0.00
Debt / equity
14.55
AXIS BANK LIMITED
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 8.14%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,674 Cr."]
PNB GILTS LIMITED
  • + ["Stock is trading at 0.92 times its book value", "Company has been maintaining a healthy dividend payout of 17.8%"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.1% over past five years.", "Company has a low return on equity of 11.0% over last 3 years.", "Working capital days have increased from 93.2 days to 145 days"]
AXIS BANK LIMITED full analysis PNB GILTS LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.