Bajaj Finance Limited vs Bank of Baroda

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Bank of Baroda (BANKBARODA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs Bank of Baroda are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation04
  • Profitability40
  • Growth20
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BANKBARODA takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
6.00
5.71
P/B ratio
0.73
0.57%
Dividend yield
3.58%
₹30.60
EPS
₹38.38

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
11.74%
10.71%
Return on capital
5.08%
67.98%
EBITDA margin
17.16%
23.58%
Net margin
14.50%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
12.57%
18.88%
Profit CAGR (3Y)
9.08%

Size & financial health

BANKBARODA takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹1.19L Cr
₹81,982 Cr
Revenue
₹1.34L Cr
₹19,332 Cr
Net profit
₹19,477 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Bank of Baroda
  • + ["Company has delivered good profit growth of 64.4% CAGR over last 5 years", "Stock is trading at 0.72 times its book value"]
  • − []
Bajaj Finance Limited full analysis Bank of Baroda full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.