BAJAJ FINANCE LIMITED vs PAISALO DIGITAL LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and PAISALO DIGITAL LIMITED (PAISALO) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAJAJ FINANCE LIMITED and PAISALO DIGITAL LIMITED are evenly matched on the numbers (55, 4 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
27.49
5.57
P/B ratio
3.65
0.60%
Dividend yield
0.14%
₹30.56
EPS
₹2.61

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
14.30%
10.80%
Return on capital
12.30%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.88%
Profit CAGR (3Y)
36.10%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹6,535 Cr
₹0 Cr
Revenue
₹0 Cr
₹19,332 Cr
Net profit
₹237 Cr
3.78
Debt / equity
2.17
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
PAISALO DIGITAL LIMITED
  • + ["Company has delivered good profit growth of 32.8% CAGR over last 5 years", "Promoter holding has increased by 4.97% over last quarter."]
  • ["Stock is trading at 3.72 times its book value", "Company has low interest coverage ratio."]
BAJAJ FINANCE LIMITED full analysis PAISALO DIGITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJ FINANCE LIMITED vs PAISALO DIGITAL LIMITED: Share Price, Valuation & Which to Buy | DocStoX