Bajaj Finance Limited vs Paisalo Digital Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Paisalo Digital Limited (PAISALO) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Paisalo Digital Limited leads BAJFINANCE vs PAISALO on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
31.10
5.71
P/B ratio
4.22
0.57%
Dividend yield
0.12%
₹30.60
EPS
₹2.62

Profitability

PAISALO takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
13.23%
10.71%
Return on capital
11.41%
67.98%
EBITDA margin
74.79%
23.58%
Net margin
25.14%

Growth

PAISALO takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
25.87%
18.88%
Profit CAGR (3Y)
36.15%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹7,438 Cr
₹81,982 Cr
Revenue
₹944 Cr
₹19,332 Cr
Net profit
₹237 Cr
3.22
Debt / equity
2.43
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Paisalo Digital Limited
  • + ["Company has delivered good profit growth of 32.5% CAGR over last 5 years", "Company has delivered good sales growth of 22.2% CAGR over last 5 years"]
  • − []
Bajaj Finance Limited full analysis Paisalo Digital Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs PAISALO: Share Price, Valuation & Which to Buy | DocStoX