ICICI BANK LTD. vs PNB GILTS LIMITED

A side-by-side comparison of ICICI BANK LTD. (ICICIBANK) and PNB GILTS LIMITED (PNBGILTS) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

ICICI BANK LTD. and PNB GILTS LIMITED are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.08
P/E ratio
6.78
2.78
P/B ratio
0.92
0.78%
Dividend yield
1.15%
₹75.71
EPS
₹12.95

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
15.08%
7.20%
Return on capital
7.00%
0.00%
EBITDA margin
97.00%
0.00%
Net margin
13.90%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
11.36%
17.78%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.34L Cr
Market cap
₹1,584 Cr
₹0 Cr
Revenue
₹1,676 Cr
₹57,936 Cr
Net profit
₹233 Cr
0.00
Debt / equity
14.55
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
PNB GILTS LIMITED
  • + ["Stock is trading at 0.92 times its book value", "Company has been maintaining a healthy dividend payout of 17.8%"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.1% over past five years.", "Company has a low return on equity of 11.0% over last 3 years.", "Working capital days have increased from 93.2 days to 145 days"]
ICICI BANK LTD. full analysis PNB GILTS LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.