JIO FIN SERVICES LTD vs SBI LIFE INSURANCE CO LTD

A side-by-side comparison of JIO FIN SERVICES LTD (JIOFIN) and SBI LIFE INSURANCE CO LTD (SBILIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, SBI LIFE INSURANCE CO LTD leads JIOFIN vs SBILIFE on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth20
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

95.98
P/E ratio
71.34
1.14
P/B ratio
8.89
0.25%
Dividend yield
0.15%
₹2.46
EPS
₹24.08

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

1.19%
Return on equity
14.21%
2.00%
Return on capital
17.00%
66.00%
EBITDA margin
1.20%
44.44%
Net margin
2.06%

Growth

JIOFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

327.39%
Revenue CAGR (3Y)
11.68%
269.27%
Profit CAGR (3Y)
12.80%

Size & financial health

SBILIFE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.56L Cr
Market cap
₹1.74L Cr
₹3,513 Cr
Revenue
₹1.17L Cr
₹1,561 Cr
Net profit
₹2,413 Cr
0.00
Debt / equity even
0.00
JIO FIN SERVICES LTD
  • + ["Stock is trading at 1.13 times its book value", "Company is expected to give good quarter", "Promoter holding has increased by 2.01% over last quarter."]
  • ["Company has a low return on equity of 1.23% over last 3 years."]
SBI LIFE INSURANCE CO LTD
  • + ["Company is almost debt free.", "Company is expected to give good quarter"]
  • ["Stock is trading at 8.78 times its book value", "The company has delivered a poor sales growth of 6.52% over past five years.", "Tax rate seems low", "Earnings include an other income of Rs.1,991 Cr.", "Dividend payout has been low at 12.2% of profits over last 3 years"]
JIO FIN SERVICES LTD full analysis SBI LIFE INSURANCE CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

JIOFIN vs SBILIFE: Share Price, Valuation & Which to Buy | DocStoX