Jio Financial Services Limited vs SBI Life Insurance Company Limited

A side-by-side comparison of Jio Financial Services Limited (JIOFIN) and SBI Life Insurance Company Limited (SBILIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Jio Financial Services Limited vs SBI Life Insurance Company Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability31
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

89.73
P/E ratio
67.29
1.11
P/B ratio
8.48
0.26%
Dividend yield
0.16%
₹2.41
EPS
₹24.62

Profitability

JIOFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

1.17%
Return on equity
12.94%
1.69%
Return on capital
0.52%
65.60%
EBITDA margin
0.80%
44.43%
Net margin
2.19%

Growth

JIOFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

327.40%
Revenue CAGR (3Y)
11.89%
269.26%
Profit CAGR (3Y)
12.80%

Size & financial health

SBILIFE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.43L Cr
Market cap
₹1.67L Cr
₹3,513 Cr
Revenue
₹1.13L Cr
₹1,561 Cr
Net profit
₹2,470 Cr
0.16
Debt / equity
0.00
Jio Financial Services Limited
  • + ["Company has delivered good profit growth of 66.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 25.4%", "Company has delivered good sales growth of 64.1% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 1.2% over last 3 years."]
SBI Life Insurance Company Limited
  • + []
  • − ["Stock is trading at 8.71 times its book value", "The company has delivered a poor sales growth of 6.6% over past five years."]
Jio Financial Services Limited full analysis SBI Life Insurance Company Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.