STATE BANK OF INDIA vs SESHAASAI TECHNOLOGIES L

A side-by-side comparison of STATE BANK OF INDIA (SBIN) and SESHAASAI TECHNOLOGIES L (STYL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads SBIN vs STYL on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.57
P/E ratio
26.57
1.63
P/B ratio
4.09
1.70%
Dividend yield
0.69%
₹90.24
EPS
₹15.05

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
34.84%
6.13%
Return on capital
37.00%
0.00%
EBITDA margin
25.00%
0.00%
Net margin
15.18%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
14.49%
Profit CAGR (3Y)
31.62%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9.64L Cr
Market cap
₹6,480 Cr
₹0 Cr
Revenue
₹1,462 Cr
₹86,666 Cr
Net profit
₹222 Cr
0.00
Debt / equity
0.06
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,97,711 Cr."]
SESHAASAI TECHNOLOGIES L
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 84.5% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 32.9%"]
  • ["Debtor days have increased from 69.3 to 83.4 days.", "Working capital days have increased from 53.7 days to 108 days"]
STATE BANK OF INDIA full analysis SESHAASAI TECHNOLOGIES L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.