State Bank of India vs TCFC Finance Ltd

A side-by-side comparison of State Bank of India (SBIN) and TCFC Finance Ltd (TCFCFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads SBIN vs TCFCFINANCELTD on 9 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health30

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.67
P/E ratio
44.50
1.63
P/B ratio
0.24
1.72%
Dividend yield
7.21%
₹90.24
EPS
₹1.16

Profitability

SBIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

15.40%
Return on equity
-1.68%
6.13%
Return on capital
-3.17%
16.68%
EBITDA margin
0.00%
11.95%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.64%
Revenue CAGR (3Y) even
—
14.49%
Profit CAGR (3Y) even
—

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹8.88L Cr
Market cap
₹27 Cr
₹7.13L Cr
Revenue
₹0 Cr
₹86,666 Cr
Net profit
₹1 Cr
0.00
Debt / equity even
0.00
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
TCFC Finance Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.24 times its book value"]
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 3.64% over last 3 years.", "Working capital days have increased from 12,122 days to 20,740 days"]
State Bank of India full analysis TCFC Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.