AAVAS FINANCIERS LIMITED vs ICICI BANK LTD.

A side-by-side comparison of AAVAS FINANCIERS LIMITED (AAVAS) and ICICI BANK LTD. (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

AAVAS FINANCIERS LIMITED vs ICICI BANK LTD. are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability21
  • Growth10
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

17.39
P/E ratio
18.82
1.99
P/B ratio
2.78
0.00%
Dividend yield
0.83%
₹72.53
EPS
₹75.71

Profitability

AAVAS takes 2/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.16%
Return on equity
16.10%
8.96%
Return on capital
7.20%
0.00%
EBITDA margin even
0.00%
42.54%
Net margin
30.02%

Growth

AAVAS takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
15.06%
Profit CAGR (3Y)
7.93%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹9,991 Cr
Market cap
₹10.21L Cr
₹64203.77L Cr
Revenue
₹3.12L Cr
₹574 Cr
Net profit
₹57,936 Cr
3.11
Debt / equity
0.00
AAVAS FINANCIERS LIMITED
  • + ["Company's median sales growth is 24.4% of last 10 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 14.0% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
AAVAS FINANCIERS LIMITED full analysis ICICI BANK LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AAVAS vs ICICIBANK: Share Price, Valuation & Which to Buy | DocStoX