AAVAS FINANCIERS LIMITED vs ICICI BANK LTD.

A side-by-side comparison of AAVAS FINANCIERS LIMITED (AAVAS) and ICICI BANK LTD. (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads AAVAS vs ICICIBANK on 8 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

20.42
P/E ratio
19.08
2.36
P/B ratio
2.78
0.00%
Dividend yield
0.78%
₹72.53
EPS
₹75.71

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.00%
Return on equity
16.10%
8.96%
Return on capital
7.20%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
15.06%
Profit CAGR (3Y)
17.78%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11,747 Cr
Market cap
₹10.34L Cr
₹0 Cr
Revenue
₹0 Cr
₹574 Cr
Net profit
₹57,936 Cr
3.16
Debt / equity
0.00
AAVAS FINANCIERS LIMITED
  • + ["Company's median sales growth is 24.4% of last 10 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 14.0% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI BANK LTD.
  • ["Stock is trading at 2.78 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,16,900 Cr.", "Working capital days have increased from 75.8 days to 135 days"]
AAVAS FINANCIERS LIMITED full analysis ICICI BANK LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.