Aavas Financiers Limited

Aavas Financiers Limited (AAVAS) is a small-cap Financial Services company valued at ₹9,480 crore operating in Housing Finance Company on the NSE and BSE.

Recent price move

Aavas Financiers Limited last traded at ₹1,190, modestly down 0.32% on the day.

Recent developments

On 2026-06-30, the company reported a net profit of ₹171 crore for the latest quarter, up 23.2% from ₹139 crore a year earlier. Foreign institutional holding decreased by 0.47 percentage points to 16.27%, while promoter holding remained at 48.88%.

Financial performance

The company's annual net profit rose 14.1% to ₹655 crore, driven by strong performance in the latest quarter where net profit increased 23.2% year-over-year. However, the return on equity and return on capital employed remain relatively low at 13.0% and 9.0%, respectively, indicating limited efficiency in generating returns from equity and capital.

Valuation multiples

The stock trades at 14.4 times earnings, a discount to the Financial Services median of 19.3, 2.02 times book value.

Things to watch

The company is highly leveraged, with debt to equity at 3.09, which increases financial risk. It has not paid any dividends despite reporting profits, which may signal financial constraints or a focus on debt repayment. The stock is 32.8% below its 52-week high, indicating a significant pullback from recent peak levels.

Where it stands

Aavas Financiers Limited ended the latest quarter with a net profit of ₹171 crore, up 23.2% from the same period a year earlier, while its debt to equity ratio remains at 3.09. The stock is 32.8% below its 52-week high, and the company has not distributed any dividends to shareholders.

Summarised by DocStoX's model on 2026-10-03 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.