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LIFE Insura CORP OF India

F&O
LICI·NSE·
₹410.00▼ -1.50 (-0.36%)
Market Cap525291.06 Cr
PE Ratio9.03
Volume67,95,253
Day High - Low416.25 - 409.75
52W High-Low468.48 - 360.75

DocStoX Intelligence: Life Insura Corp Of India (LICI)

DocStoX rates LICI as “avoid”, scoring 2.3/10 with 74% confidence.

Life Insura Corp Of India (LICI) is a large-cap Insurance company valued at ₹5.25 lakh crore operating in Life Insurance on the NSE and BSE.

What changed?
Life Insura Corp Of India last traded at ₹410, modestly down 0.36% on the day.
Recent developments
On 2026-08-06, the company reported earnings results for the first quarter ended June 30, 2026. On 2026-08-04, the President of India announced an intention to exercise an over-subscription option for shares. On 2026-06-29, the company's actual results and estimates were released.
Is the business improving?
The company's business is improving, with annual revenue rising 9.9% and annual net profit growing 18.9%. The latest quarter saw revenue increase 6.8% compared to the same quarter a year earlier, while net profit rose 24.0%, outpacing revenue growth. The net profit margin expanded 0.4 percentage points to 5.9%, and return on equity remained strong at 37.8%.
Is it expensive?
The stock trades at 9.0 times earnings, 3.09 times book value. It yields 2.4%.
What could go wrong?
The stock is 12.3% below its 52-week high. The company's market share in new business premium is above 66.2%, but this is a static figure. The promoter holding remains at 96.50%, with no recent changes reported.
DocStoX conclusion
DocStoX rates LICI as “avoid”, scoring 2.3/10 with 74% confidence.

Analysis written by DocStoX's model on 2026-09-08 from company filings and market data · verdict updated 2026-09-08. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
7.0/10
Strong
Fair Value
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ROE
37.80%
Strong
P/E
9.03x
Cheap
Debt / Equity
0.00
Low
Industry
Insurance
Life Insurance
Overall View
Strong

Price performance

NIFTY 500NIFTY MIDCAP 150
Day₹409.75
₹416.25
52W₹360.75
₹468.48
DocStoX take

Supported by valuation (9.0) and risk (7.9), but weakest on momentum (4.4).

DocStoX score

Low confidence
7.0
/10
Strong
Quality
Solid
ROE 37.8%
Valuation
Cheap
P/E 9.0×
Growth
Steady
Revenue +7.2% 5Y CAGR
Risk
Low risk
D/E 0.00 (lender)
Momentum
Soft
46% of 52-week range

At a glance

Market Cap
₹5.25L Cr
52W High / Low
₹468 / ₹361
Dividend Yield
2.40%
Promoter Holding
96.50%
EPS (TTM)
₹45.42
Book Value
₹140.36

Key highlights

  • Profit compounding 81% a year
  • Strong returns on equity (38%)
  • Capital works hard — ROCE 35%
4 Positives0 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

More Insurance stocks · Life Insurance

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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.

LIFE INSURA CORP OF INDIA peers in Insurance

Other Insurance stocks on the NSE & BSE. See the full Insurance sector list.

Related tools & concepts

Value LIFE INSURA CORP OF INDIA with the ratios and calculators DocStoX uses in its analysis.

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