LIFE INSURA CORP OF INDIA DCF Valuation

LICI · Financial Services · Current price ₹433.1

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DocStoX fair value
₹870
low confidence
Intrinsic-value estimate
₹362
38% ROE fading to 13% over ~10 yrs, on ₹140 book
Current price
₹433
Economic moat
Narrow
Very High uncertainty
5Y profit growth
+80.8%
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LIFE INSURA CORP OF INDIA intrinsic-value estimate

Our intrinsic-value model estimates LIFE INSURA CORP OF INDIA is worth ₹362 per share, based on 38% ROE fading to 13% over ~10 yrs, on ₹140 book. Rather than a raw DCF — which is highly sensitive to fragile cash-flow forecasts — we use a residual-income (excess-return) model: a company is worth its book value plus the present value of the returns it earns ABOVE its cost of equity. A narrow economic moat sets how long that edge is assumed to last.

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DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.