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Kotak Mahindra BANK LTD

F&O
KOTAKBANK·NSE·
₹419.00▼ -3.10 (-0.73%)
Market Cap422626.17 Cr
PE Ratio21.61
Volume1,12,85,564
Day High - Low423.85 - 419.00
52W High-Low453.20 - 345.50

DocStoX Intelligence: Kotak Mahindra Bank Ltd (KOTAKBANK)

DocStoX rates KOTAKBANK as “avoid”, scoring 4.3/10 with 79% confidence.

Kotak Mahindra Bank Ltd (KOTAKBANK) is a large-cap Banks company valued at ₹4.23 lakh crore operating in Private Bank on the NSE and BSE.

What changed?
Kotak Mahindra Bank Ltd last traded at ₹419, modestly down 0.73% on the day.
Recent developments
2026-08-31: Kotak Mahindra Bank submitted two internal names to RBI for next CEO. 2026-08-27: CFO Siddarth Gandotra resigned, Hiren Vora to succeed. 2026-08-22: Goldman Sachs highlighted Kotak Mahindra Bank as a top banking bet. 2026-08-18: Kotak Mahindra Bank raised $650 million in a dollar bond sale.
Is the business improving?
The company's annual net profit fell 12.8% to ₹19,288 crore, while its latest quarter net profit rose 22.5% to ₹5,480 crore. The net profit margin remained at 17.3%, and return on equity declined to 11.4%.
Is it expensive?
The stock trades at 21.6 times earnings, 2.19 times book value. It yields 0.1%.
What could go wrong?
The company's net profit fell annually, and the return on capital employed is low at 7.0%. The company has contingent liabilities of ₹10,54,268 crore. The stock is 7.5% below its 52-week high.
DocStoX conclusion
DocStoX rates KOTAKBANK as “avoid”, scoring 4.3/10 with 79% confidence.

Analysis written by DocStoX's model on 2026-09-08 from company filings and market data · verdict updated 2026-09-08. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.

DocStoX Score
6.3/10
Fair
Fair Value
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ROE
11.40%
Average
P/E
21.61x
Fair
Debt / Equity
0.00
Low
Industry
Banks
Private Bank
Overall View
Fair

Price performance

NIFTY 50NIFTY 100NIFTY 200
Day₹419.00
₹423.85
52W₹345.50
₹453.20
DocStoX take

Supported by risk (9.0) and momentum (7.5), but held back by valuation (3.5).

DocStoX score

Low confidence
6.3
/10
Fair
Quality
Solid
ROE 11.4%
Valuation
Rich
P/E 21.6×
Growth
Steady
Profit +14.1% 5Y CAGR
Risk
Low risk
D/E 0.00 (lender)
Momentum
Strong
68% of 52-week range

At a glance

Market Cap
₹4.23L Cr
52W High / Low
₹453 / ₹346
Dividend Yield
0.15%
Promoter Holding
25.87%
EPS (TTM)
₹19.39
Book Value
₹182.00

Key highlights

  • Profitable in all of the last 5 years
  • Healthy net margin (17%)
2 Positives0 Watchouts

Growth

Financials

Shareholding

Technicals

Peers

News

Forecasts

About the company

More data

Filings, corporate actions and ownership detail — opened on demand.

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Fair ValueOur fair-value estimate, upside, and Bear/Base/Bull scenarios.Intrinsic ValueGraham & earnings-power intrinsic value with margin of safety.DCFDiscounted cash flow — free cash flow, growth, value per share.ValuationP/E, P/B, earnings yield and the full multiples picture.Financial RatiosProfitability, leverage and efficiency ratios at a glance.PeersHow it stacks up against its closest listed competitors.

KOTAK MAHINDRA BANK LTD peers in Banks

Other Banks stocks on the NSE & BSE. See the full Banks sector list.

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