KOTAK MAHINDRA BANK LTD Fair Value

KOTAKBANK · Financial Services · Current price ₹389.95

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DocStoX fair value
₹182
medium confidence
Current price
₹390
Upside to fair value
-53.3%
Verdict
Avoid
Quality score
4.0 / 10
Valuation methods
MethodFair valueStatus
Excess-return (book value)₹17911% ROE fading to 13% over ~3 yrs, on ₹182 book
Relative P/E₹191EPS × 9.8 peer-median P/E
Graham floorNot meaningful for financials
Analyst targetNo analyst coverage
Model it yourself — Margin of Safety Calculator
Opens pre-filled with KOTAK MAHINDRA BANK LTD's latest numbers.

Is KOTAK MAHINDRA BANK LTD undervalued?

DocStoX estimates the fair value of KOTAK MAHINDRA BANK LTD at ₹182 per share, versus the current market price of ₹390. That puts the stock about -53.3% above our fair-value estimate, which we read as "Avoid". Our confidence in this estimate is medium.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹179), Relative P/E (₹191). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹155 (bear) to ₹182 (base) to ₹210 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

More on KOTAK MAHINDRA BANK LTD

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.