AXIS BANK LIMITED vs CHOLAMANDALAM IN & FIN CO

A side-by-side comparison of AXIS BANK LIMITED (AXISBANK) and CHOLAMANDALAM IN & FIN CO (CHOLAFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, AXIS BANK LIMITED leads AXISBANK vs CHOLAFIN on 7 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.65
P/E ratio
29.39
1.97
P/B ratio
5.01
0.07%
Dividend yield
0.11%
₹84.89
EPS
₹61.41

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
19.30%
6.24%
Return on capital
9.70%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
34.47%
Profit CAGR (3Y)
25.22%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.13L Cr
Market cap
₹1.54L Cr
₹0 Cr
Revenue
₹0 Cr
₹26,548 Cr
Net profit
₹5,233 Cr
0.00
Debt / equity
7.13
AXIS BANK LIMITED
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 8.14%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,674 Cr."]
CHOLAMANDALAM IN & FIN CO
  • + ["Company has delivered good profit growth of 28.0% CAGR over last 5 years", "Company's median sales growth is 21.4% of last 10 years"]
  • ["Stock is trading at 5.06 times its book value", "Company has low interest coverage ratio.", "Promoter holding has decreased over last quarter: -0.47%", "Company might be capitalizing the interest cost"]
AXIS BANK LIMITED full analysis CHOLAMANDALAM IN & FIN CO full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

AXIS BANK LIMITED vs CHOLAMANDALAM IN & FIN CO: Share Price, Valuation & Which to Buy | DocStoX