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What is the CHOLAMANDALAM IN & FIN CO (CHOLAFIN) share price today?

CHOLAMANDALAM IN & FIN CO (CHOLAFIN) is trading at ₹1,804.9 on the NSE, up 0.88% on the day. Source: DocStoX.

What is the PE ratio of CHOLAMANDALAM IN & FIN CO?

CHOLAMANDALAM IN & FIN CO has a price-to-earnings (PE) ratio of 29.4 in the Financial Services sector.

What is the market capitalisation of CHOLAMANDALAM IN & FIN CO?

CHOLAMANDALAM IN & FIN CO has a market capitalisation of approximately ₹1,53,797 crore.

CHOLAMANDALAM IN & FIN CO

F&O

CHOLAFIN·NSE·Financial Services

₹1,804.90▲ +15.80 (+0.88%)

Financial Services · NBFC

Carries meaningful debt — watch the balance sheet

NIFTY NEXT 50NIFTY 100NIFTY 200

Day₹1787.50

₹1812.00

52W₹1299

₹187588%

Open

₹1800.00

High

₹1812.00

Low

₹1787.50

Prev Close

₹1789.10

Volume

7.92L

VWAP

₹1803.40

Snapshot

Key fundamentals

Market Cap

₹1.54L Cr

P/E Ratio

29.39Fair

P/B Ratio

5.01

EPS

₹61.41

Book Value

₹357.00

ROE

19.30%Strong

ROCE

9.70%Weak

Dividend Yield

0.11%

Debt / Equity

7.13High

Face Value

₹2.00

52W High

₹1875.00

52W Low

₹1299.40

Sector

Financial Services

Industry

NBFC

Expensive

Narrow moatExtreme uncertainty

Fair value estimate

₹458

▼ 74.6%downside

Trading at ₹1,805 — 75% above our estimate

BearFair valueBull

₹389₹458₹527

/100

Business quality — Solid

Growth 100Profitability 72Efficiency 4Valuation 26

Plain English

Our view

Carries meaningful debt — watch the balance sheet
Profit growing 25% a year
High leverage — debt exceeds 1.5× equity

Strengths

Profit growing 25% a year

Risks

High leverage — debt exceeds 1.5× equity
Fundamental red flags (Piotroski 0/9)

How we got there

Fair value methods

Excess-return (book value)

19% ROE fading to 14% over ~10 yrs, on ₹357 book

₹458

Relative P/E

Needs ≥3 peers with P/E

—

Graham floor

Not meaningful for financials

—

Analyst target

No analyst coverage

—

Blended fair value₹458

What the numbers say

Investment thesis

Bull case

Profit growing 25% a year

Bear case

High leverage — debt exceeds 1.5× equity
Fundamental red flags (Piotroski 0/9)

Free — see our deterministic Fair Value range, business quality score, and the full bull/bear case for this stock.

Snapshot

Key statistics

P/E

29.4Fair

Below 15× is value territory; above 35× prices in strong growth

ROE

19.3%Strong

Above 15% is considered healthy for Indian equities

ROCE

9.7%Weak

Above 18% means capital is working hard

Debt/Eq

7.13High

Below 0.5 is comfortable; above 1.5 strains the balance sheet

Mkt Cap

₹1.54L Cr

P/B

5.01

EPS

₹61.41

Div Yield

0.11%

What changed

Recent changes

Foreign investors-1.7% stake last quarter
Domestic institutions+2.4% stake last quarter
Promoters-0.47% stake last quarter

What matters

News impact

Overview

Valuation

Reasonable

P/E 29.4×

Growth

N/A

No history

Profitability

Excellent

19.3% ROE

Financial health

High debt

D/E 7.13

Momentum

N/A

No technicals

Today

Trading activity

Delivery %63.0%

Turnover₹14275.82L Cr

Trades45,436

VWAP₹1803.40

Face value₹2.00

Market depth

Market depth available during market hours

Snapshot

Technical signals

Compounded annual growth

Growth (CAGR)

Revenue

—

10Y

—

Profit

+25.2%

+28.0%

10Y

+24.7%

EPS

+23.7%

+27.1%

10Y

+23.6%

Profile

Pros

Company has delivered good profit growth of 28.0% CAGR over last 5 years
Company's median sales growth is 21.4% of last 10 years

Watch-outs

Cons

Stock is trading at 5.06 times its book value
Company has low interest coverage ratio.
Promoter holding has decreased over last quarter: -0.47%
Company might be capitalizing the interest cost

Forecast

News

Peers

Financials

Growth

Shareholding

Ownership

Ownership breakdown

Quarter ending 31 Mar 2026

Promoters trimmed their stake by 0.47 pts; foreign investors sold 1.69 pts; domestic institutions added 2.37 pts last quarter. The QoQ column shows each group's change versus the prior quarter.

49%

Promoter

Promoters

49.3%-0.47

Public

6.0%-0.21

FII / FPI

24.9%-1.69

DII

19.9%+2.37

Total shareholders

1,60,428-9,622 QoQ

Quarterly trend

Ownership over time

Q4 FY26

Promoter49.25%

FII24.87%

DII19.91%

Public5.95%

Corporate Actions

Bulk & Block Deals

Filings

MF Holdings

Technicals

FAQs

Quick reference

Frequently asked questions

Cholamandalam Investment & Finance Company is one of the premier diversified non-banking finance companies in India, engaged in providing vehicle finance, home loans and Loan against property.[1]

F&O