Bajaj Finance Limited vs Cholamandalam Investment and Finance Company Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Cholamandalam Investment and Finance Company Limited (CHOLAFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs Cholamandalam Investment and Finance Company Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

CHOLAFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
25.40
5.71
P/B ratio
5.15
0.57%
Dividend yield
0.11%
₹30.60
EPS
₹61.98

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
17.18%
10.71%
Return on capital
9.46%
67.98%
EBITDA margin
68.15%
23.58%
Net margin
16.84%

Growth

CHOLAFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
34.10%
18.88%
Profit CAGR (3Y)
25.22%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹1.34L Cr
₹81,982 Cr
Revenue
₹31,073 Cr
₹19,332 Cr
Net profit
₹5,233 Cr
3.22
Debt / equity
6.51
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Cholamandalam Investment and Finance Company Limited
  • + ["Company has delivered good profit growth of 28.0% CAGR over last 5 years", "Company has delivered good sales growth of 26.5% CAGR over last 5 years"]
  • − []
Bajaj Finance Limited full analysis Cholamandalam Investment and Finance Company Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs CHOLAFIN: Share Price, Valuation & Which to Buy | DocStoX