Cholamandalam Investment and Finance Company Limited vs Kotak Mahindra Bank Limited

A side-by-side comparison of Cholamandalam Investment and Finance Company Limited (CHOLAFIN) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads CHOLAFIN vs KOTAKBANK on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

25.40
P/E ratio
23.06
5.15
P/B ratio
2.29
0.11%
Dividend yield
0.16%
₹61.98
EPS
₹19.40

Profitability

CHOLAFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

17.18%
Return on equity
10.65%
9.46%
Return on capital
5.54%
68.15%
EBITDA margin
24.31%
16.84%
Net margin
27.64%

Growth

CHOLAFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

34.10%
Revenue CAGR (3Y)
18.30%
25.22%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.34L Cr
Market cap
₹4.44L Cr
₹31,073 Cr
Revenue
₹69,781 Cr
₹5,233 Cr
Net profit
₹19,288 Cr
6.51
Debt / equity
0.00
Cholamandalam Investment and Finance Company Limited
  • + ["Company has delivered good profit growth of 28.0% CAGR over last 5 years", "Company has delivered good sales growth of 26.5% CAGR over last 5 years"]
  • − []
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Cholamandalam Investment and Finance Company Limited full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

CHOLAFIN vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX