CHOLAMANDALAM IN & FIN CO Valuation

CHOLAFIN · Financial Services · Current price ₹1,804.9

Full stock page
DocStoX fair value
₹841
low confidence
Current price
₹1,805
Upside
-53.4%
P/E ratio
29.4x
P/B ratio
5.0x
Verdict
Expensive
Model it yourself — Earnings Yield Calculator
Opens pre-filled with CHOLAMANDALAM IN & FIN CO's latest numbers.

Is CHOLAMANDALAM IN & FIN CO undervalued?

DocStoX estimates the fair value of CHOLAMANDALAM IN & FIN CO at ₹841 per share, versus the current market price of ₹1,805. That puts the stock about -53.4% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹458), Relative P/E (₹1,861). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹458 (bear) to ₹841 (base) to ₹1,861 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

CHOLAMANDALAM IN & FIN CO trades at a P/E of 29.4x and a P/B of 5.0x, with a dividend yield of 0.1%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on CHOLAMANDALAM IN & FIN CO

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.