CHOLAMANDALAM IN & FIN CO Valuation

CHOLAFIN · Financial Services · Current price ₹1,811.9

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DocStoX fair value
₹1,037
low confidence
Current price
₹1,812
Upside
-42.7%
P/E ratio
29.5x
P/B ratio
5.0x
Verdict
Expensive
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Is CHOLAMANDALAM IN & FIN CO undervalued?

DocStoX estimates the fair value of CHOLAMANDALAM IN & FIN CO at ₹1,037 per share, versus the current market price of ₹1,812. That puts the stock about -42.7% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 3 independent methods: Excess-return (book value) (₹458), Relative P/E (₹1,861), Analyst target (₹1,965). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹458 (bear) to ₹1,037 (base) to ₹1,965 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

CHOLAMANDALAM IN & FIN CO trades at a P/E of 29.5x and a P/B of 5.0x, with a dividend yield of 0.1%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on CHOLAMANDALAM IN & FIN CO

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.