CHOLAMANDALAM IN & FIN CO Intrinsic Value

CHOLAFIN · Financial Services · Current price ₹1,804.9

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DocStoX fair value
₹841
low confidence
Current price
₹1,805
Upside to fair value
-53.4%
Verdict
Expensive
Quality score
5.3 / 10
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Is CHOLAMANDALAM IN & FIN CO undervalued?

DocStoX estimates the fair value of CHOLAMANDALAM IN & FIN CO at ₹841 per share, versus the current market price of ₹1,805. That puts the stock about -53.4% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹458), Relative P/E (₹1,861). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹458 (bear) to ₹841 (base) to ₹1,861 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Margin of safety

Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹1,805 versus an intrinsic value of ₹841, CHOLAMANDALAM IN & FIN CO currently offers -53.4% of negative margin (i.e. a premium).

More on CHOLAMANDALAM IN & FIN CO

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.