CHOLAMANDALAM IN & FIN CO Fair Value
CHOLAFIN · Financial Services · Current price ₹1,811.9
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹458 | 19% ROE fading to 14% over ~10 yrs, on ₹357 book |
| Relative P/E | ₹1,861 | EPS × 30.3 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | ₹1,965 | Street consensus 12-month target price |
Is CHOLAMANDALAM IN & FIN CO undervalued?
DocStoX estimates the fair value of CHOLAMANDALAM IN & FIN CO at ₹1,037 per share, versus the current market price of ₹1,812. That puts the stock about -42.7% above our fair-value estimate, which we read as "Expensive". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹458), Relative P/E (₹1,861), Analyst target (₹1,965). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹458 (bear) to ₹1,037 (base) to ₹1,965 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on CHOLAMANDALAM IN & FIN CO
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.