CHOLAMANDALAM IN & FIN CO DCF Valuation

CHOLAFIN · Financial Services · Current price ₹1,811.9

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DocStoX fair value
₹1,037
low confidence
Intrinsic-value estimate
₹458
19% ROE fading to 14% over ~10 yrs, on ₹357 book
Current price
₹1,812
Economic moat
Narrow
Very High uncertainty
5Y profit growth
+28.0%
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CHOLAMANDALAM IN & FIN CO intrinsic-value estimate

Our intrinsic-value model estimates CHOLAMANDALAM IN & FIN CO is worth ₹458 per share, based on 19% ROE fading to 14% over ~10 yrs, on ₹357 book. Rather than a raw DCF — which is highly sensitive to fragile cash-flow forecasts — we use a residual-income (excess-return) model: a company is worth its book value plus the present value of the returns it earns ABOVE its cost of equity. A narrow economic moat sets how long that edge is assumed to last.

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DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.