Kotak Mahindra Bank Limited vs Shriram Finance Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Shriram Finance Limited (SHRIRAMFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Kotak Mahindra Bank Limited vs Shriram Finance Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability13
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SHRIRAMFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
17.64
2.29
P/B ratio
2.31
0.16%
Dividend yield
1.04%
₹19.40
EPS
₹53.29

Profitability

SHRIRAMFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
15.21%
5.54%
Return on capital
11.00%
24.31%
EBITDA margin
73.67%
27.64%
Net margin
20.83%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
16.45%
8.92%
Profit CAGR (3Y)
18.53%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹2.21L Cr
₹69,781 Cr
Revenue
₹48,133 Cr
₹19,288 Cr
Net profit
₹10,024 Cr
0.00
Debt / equity
2.75
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Shriram Finance Limited
  • + ["Company has delivered good profit growth of 32.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 25.4%", "Company has delivered good sales growth of 22.5% CAGR over last 5 years"]
  • − []
Kotak Mahindra Bank Limited full analysis Shriram Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs SHRIRAMFIN: Share Price, Valuation & Which to Buy | DocStoX