KARNATAKA BANK LIMITED Fair Value
KTKBANK · Financial Services · Current price ₹322.55
| Method | Fair value | Status |
|---|---|---|
| Excess-return (book value) | ₹338 | 10% ROE fading to 13% over ~3 yrs, on ₹350 book |
| Relative P/E | ₹325 | EPS × 9.4 peer-median P/E |
| Graham floor | — | Not meaningful for financials |
| Analyst target | ₹322 | Street consensus 12-month target price |
Is KARNATAKA BANK LIMITED undervalued?
DocStoX estimates the fair value of KARNATAKA BANK LIMITED at ₹332 per share, versus the current market price of ₹323. That puts the stock about +3.0% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is high.
How this fair value is calculated
This estimate blends 3 independent methods: Excess-return (book value) (₹338), Relative P/E (₹325), Analyst target (₹322). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹282 (bear) to ₹332 (base) to ₹382 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
More on KARNATAKA BANK LIMITED
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.