KARNATAKA BANK LIMITED Fair Value

KTKBANK · Financial Services · Current price ₹273.15

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DocStoX fair value
₹325
medium confidence
Current price
₹273
Upside to fair value
+18.9%
Verdict
Fairly Valued
Quality score
3.5 / 10
Valuation methods
MethodFair valueStatus
Excess-return (book value)₹32811% ROE fading to 13% over ~3 yrs, on ₹336 book
Relative P/E₹316EPS × 9.4 peer-median P/E
Graham floorNot meaningful for financials
Analyst targetNo analyst coverage
Model it yourself — Margin of Safety Calculator
Opens pre-filled with KARNATAKA BANK LIMITED's latest numbers.

Is KARNATAKA BANK LIMITED undervalued?

DocStoX estimates the fair value of KARNATAKA BANK LIMITED at ₹325 per share, versus the current market price of ₹273. That puts the stock about +18.9% below our fair-value estimate, which we read as "Fairly Valued". Our confidence in this estimate is medium.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹328), Relative P/E (₹316). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹276 (bear) to ₹325 (base) to ₹373 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

More on KARNATAKA BANK LIMITED

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.