HRA Calculator
Calculate your House Rent Allowance exemption under Section 10(13A).
How HRA exemption works
If you receive House Rent Allowance and pay rent, part of the HRA is tax-exempt under Section 10(13A). The exempt amount is the least of: (1) actual HRA received, (2) 50%/40% of basic (metro/non-metro), and (3) rent paid minus 10% of basic.
Old regime only
This deduction exists only in the old tax regime. Under the new regime, HRA is fully taxable — factor this into your regime choice.
Frequently asked questions
Do I need rent receipts?
Yes. For annual rent above ₹1L you also need the landlord’s PAN. Keep receipts and the rent agreement for your records.