Capital Gains Tax Calculator
STCG and LTCG tax on equity trades under the FY 2025-26 rules.
STCG vs LTCG (equity)
Equity held under 12 months is short-term — gains taxed at 20%. Held 12 months or more is long-term — gains above a ₹1.25 lakh annual exemption are taxed at 12.5% (rates effective from 23 July 2024).
The exemption
The ₹1.25 lakh LTCG exemption is per financial year across all your equity/equity-fund sales — harvesting gains up to this limit each year can be tax-free.
Frequently asked questions
Does indexation apply?
No — listed equity LTCG does not get indexation. The flat 12.5% (above the exemption) applies to the nominal gain.