Income Tax Calculator
Compare new vs old regime tax for FY 2025-26 in seconds.
New vs old regime
The new regime (default from FY24-25) has lower slab rates and a ₹75,000 standard deduction, but no 80C/80D/HRA deductions. The old regime has higher rates but lets you claim deductions. Which wins depends on how much you can deduct.
FY 2025-26 new-regime slabs
Nil up to ₹4L, 5% to ₹8L, 10% to ₹12L, 15% to ₹16L, 20% to ₹20L, 25% to ₹24L, 30% above. With the 87A rebate, taxable income up to ₹12L pays zero tax.
Frequently asked questions
When is the old regime better?
If your total deductions (80C ₹1.5L + 80D + home-loan interest ₹2L + HRA) exceed roughly ₹3.5–4L, the old regime often wins. Below that, the new regime usually does.
Is this exact?
It covers salaried individuals under 60 with the standard deduction and 87A rebate. Surcharge on incomes above ₹50L, and special-rate incomes (capital gains), are not modelled.