Credit-deposit gap to persist as loan demand dynamics have changed, says SBI Research
Economic Times 21 hrs ago·20 Jul 2026, 12:32 pm
A gap between credit and deposit growth is affecting the banking sector. This is because people are now saving their money in different types of financial products, not just traditional bank deposits. As a result, banks are facing pressure to meet the demand for loans from companies that need more working capital. To address this issue, a new type of deposit has been introduced, which might help banks in the short term. It will be important to see how these changes affect the banking sector and the overall economy.
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