Positive impactStocks
Fixed SIP Vs Step-Up SIP: How The 10-10-10 Rule Can Help You Build Nearly Rs 10 Lakh More
NDTV Profit 21 hrs ago·20 Jul 2026, 1:30 am
A Systematic Investment Plan (SIP) is a disciplined way to invest in mutual funds by putting in a fixed amount regularly. However, a fixed SIP amount may not keep pace with inflation or rising income levels over time. A Step-Up SIP, on the other hand, allows you to increase your investment amount by a fixed percentage at regular intervals, helping your savings grow faster.
The 10-10-10 rule suggests increasing your SIP amount by 10% every 10 years. This simple strategy can significantly boost your corpus over the long term. For example, starting with a monthly investment of Rs 5,000 and increasing it by 10% every decade could result in a much larger final amount compared to keeping the investment amount constant.
For investors, this approach helps combat inflation and ensures that the investment amount is in line with their growing income. It encourages a habit of saving more as you earn more. The key is to start early and stay consistent. Investors should review their SIP amounts periodically to ensure they are aligned with their financial goals and changing circumstances.
Key takeaways
- Category: Stocks.
- AI reads the tone as positive (potentially bullish) for the stock.
Why it matters
A routine update. The tone is positive — historically associated with upward pressure, though not predictive. Use the price and stock snapshot to gauge how the market is responding.
