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Gold alone isn't enough for your daughter’s Streedhan. Wealth manager Aarti Gupta explains why

Economic Times 2 hrs ago·7 Aug 2026, 12:28 pm

Wealth manager Aarti Gupta emphasizes that while physical gold is a traditional store of value, it is not sufficient to meet long-term financial goals like a daughter's Streedhan. She advises building a diversified, goal-based portfolio that includes Systematic Investment Plans (SIPs) in mutual funds and Exchange Traded Funds (ETFs). This approach allows investors to benefit from the growth potential of equities while managing risk.

This strategy is significant for retail investors as it promotes financial independence. Gupta suggests maintaining personal bank accounts and dedicated emergency savings. Additionally, she highlights the importance of shared household financial planning to ensure that wealth management is a collaborative and informed process, rather than relying solely on a single asset class.

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