Axis Bank Ltd vs Sumedha Fiscal Services Ltd

A side-by-side comparison of Axis Bank Ltd (AXISBANK) and Sumedha Fiscal Services Ltd (SUMEDHA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Sumedha Fiscal Services Ltd leads AXISBANK vs SUMEDHA on 7 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.82
P/E ratio
3.98
1.97
P/B ratio
0.46
0.08%
Dividend yield
2.69%
₹84.89
EPS
₹9.12

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
11.29%
6.24%
Return on capital
9.00%
0.00%
EBITDA margin
6.00%
0.00%
Net margin
6.86%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
21.60%
34.47%
Profit CAGR (3Y)
6.12%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.08L Cr
Market cap
₹29 Cr
₹0 Cr
Revenue
₹102 Cr
₹26,548 Cr
Net profit
₹7 Cr
0.00
Debt / equity
0.00
Axis Bank Ltd
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 7.87%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,292 Cr."]
Sumedha Fiscal Services Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.46 times its book value", "Company is expected to give good quarter", "Company has been maintaining a healthy dividend payout of 18.1%"]
  • ["Company has a low return on equity of 7.61% over last 3 years."]
Axis Bank Ltd full analysis Sumedha Fiscal Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.