JIO FIN SERVICES LTD vs TATA CAPITAL LIMITED

A side-by-side comparison of JIO FIN SERVICES LTD (JIOFIN) and TATA CAPITAL LIMITED (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

JIO FIN SERVICES LTD and TATA CAPITAL LIMITED are evenly matched on the numbers (77). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

100.39
P/E ratio
31.60
1.14
P/B ratio
3.30
0.21%
Dividend yield
0.17%
₹2.46
EPS
₹11.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

1.19%
Return on equity
12.30%
2.00%
Return on capital
8.58%
66.00%
EBITDA margin
73.04%
44.44%
Net margin
15.80%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

327.39%
Revenue CAGR (3Y)
33.21%
269.27%
Profit CAGR (3Y)
18.41%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.58L Cr
Market cap
₹1.53L Cr
₹3,513 Cr
Revenue
₹31,540 Cr
₹1,561 Cr
Net profit
₹4,891 Cr
0.00
Debt / equity
6.31
JIO FIN SERVICES LTD
  • + ["Stock is trading at 1.11 times its book value", "Company is expected to give good quarter", "Promoter holding has increased by 2.01% over last quarter."]
  • ["Company has a low return on equity of 1.23% over last 3 years.", "Working capital days have increased from 4,699 days to 14,113 days"]
TATA CAPITAL LIMITED
  • ["Stock is trading at 3.16 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
JIO FIN SERVICES LTD full analysis TATA CAPITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.