Axis Bank Ltd vs PMC Fincorp Ltd

A side-by-side comparison of Axis Bank Ltd (AXISBANK) and PMC Fincorp Ltd (PMCFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Axis Bank Ltd and PMC Fincorp Ltd are evenly matched on the numbers (55, 4 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.82
P/E ratio
8.85
1.97
P/B ratio
0.69
0.08%
Dividend yield
0.56%
₹84.89
EPS
₹0.20

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.10%
Return on equity
8.49%
6.24%
Return on capital
11.66%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
34.47%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.08L Cr
Market cap
₹127 Cr
₹0 Cr
Revenue
₹43.48L Cr
₹26,548 Cr
Net profit
₹14 Cr
0.00
Debt / equity
0.23
Axis Bank Ltd
  • + ["Company has delivered good profit growth of 29.6% CAGR over last 5 years", "Company's working capital requirements have reduced from 73.7 days to 43.2 days"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 7.87%", "Contingent liabilities of Rs.31,22,124 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.29,292 Cr."]
PMC Fincorp Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.69 times its book value", "Company has delivered good profit growth of 27.6% CAGR over last 5 years"]
  • ["Promoter holding is low: 20.9%", "Company has a low return on equity of 7.43% over last 3 years."]
Axis Bank Ltd full analysis PMC Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.