PMC Fincorp Ltd
PMCFINBSE
₹1.66▲ +0.01 (+0.61%)
Whole company worth₹117 Cr
Price for ₹1 of profit₹18
1-year range₹1 – ₹2
The short version
A shrinking, thinly profitable lender — priced low for what it earns.
What PMC Fincorp does
Incorporated in 1985, PMC Fincorp Ltd is engaged in the business of financial activities.
Worked out from PMC Fincorp's own filed results and exchange data, in plain words. Where a finance term matters, we say what it means.
01What does it do?
PMC Fincorp is a micro-sized company in NBFC.
Incorporated in 1985, PMC Fincorp Ltd is engaged in the business of financial activities.
- Whole company is worth
- ₹117 crore
- Run by
- RAJ KUMAR MODI
- Shareholders
- 1.7 lakh people
- Listed since
- 2012
A very small company by stock-market value — prices can swing hard and trading can be thin.
02Is it growing?
Income fell 14% last year, after growing 26% a year over 3 years.
Point at a bar for exact figures · amounts in ₹ crore
03Does it make money?
Out of every ₹100 it brings in, it keeps ₹33 as profit.
Here is where the money from PMC Fincorp's income went in FY26, the latest full year it has reported.
₹34
₹18
₹14
₹33
- ₹34Running the businessstaff, branches, technology and provisions for bad loans
- ₹18Interest it pays depositors and lendersa lender's biggest cost — the price of the money it lends on
- ₹0.4Wear and tearmachines, stores and buildings losing value over time
- ₹14Taxincome tax paid to the government
- ₹33Profit it keepswhat is left for the company's owners
On the money its owners have put in
It earns ₹3 a year on every ₹100 its owners have invested.
Bank FD ~₹6–7
₹3
₹-10₹0₹10₹20₹30₹40
That figure is called return on equity (ROE). Under ₹12 is a thin return for the risk of owning shares. For comparison, a bank fixed deposit pays roughly ₹6–7.
04Is the price high or low?
You pay ₹18 for every ₹1 of profit it makes in a year.
This is the P/E ratio: share price divided by a year's profit per share. A P/E of 18 means buyers are paying for about 18 years of today's profit up front.
The share price over the past year
It is 27% below its highest price of the past year and 15% above its lowest.
05Who owns it?
Its founders and parent group own just 21 of every 100 shares.
If the company were split into 100 equal shares, this is who would hold them. 1.7 lakh people and institutions hold its shares.
As filed for the quarter ending 30 Sept 2026. Arrows show the change since the quarter before, in percentage points.
06What is going well, and what to watch
The figures raise more questions than they answer.
Picked out of the numbers above by fixed rules — the same rules for every company — so nothing here is somebody's opinion.
Going well
Nothing stands out in its favour in the figures we have.
Worth watching
- Income fell 14% in the latest financial year.
- Thinly traded — only about ₹17 lakh of shares change hands a day, so buying or selling can move the price.
07What happened lately?
Latest quarter: income down 6%, profit up 6%.
Apr–Jun 2026 is the most recent quarter it has reported. Each figure is compared with the same three months a year earlier, because many businesses sell more in some seasons than others.
Income
₹6.4 Cr
▼ 6.0% on a year earlier
Profit
₹4.3 Cr
▲ 5.6% on a year earlier
No notable developments in the last few weeks.
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Ten years of statements, quarterly results, peers side by side, technical indicators, analyst estimates, bulk deals and filings.
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This page describes PMC Fincorp using its reported figures and exchange data. It is for information only and is not investment advice or a recommendation to buy, sell or hold. DocStoX is not a SEBI-registered investment adviser or research analyst.
PMC Fincorp Ltd (PMCFIN): company summary
The company's annual net profit fell 57.1% to ₹6 crore, while revenue remained at ₹19 crore.
PMC Fincorp Ltd (PMCFIN) is a micro-cap Financial Services company valued at ₹117 crore operating in NBFC on the NSE and BSE.
- Recent price move
- PMC Fincorp Ltd last traded at ₹1.66, modestly up 0.61% on the day.
- Recent developments
- On 2026-06-30, the company reported a net profit of ₹4 crore for the latest quarter, up 5.6% from the same quarter a year earlier. In the previous quarter, the company recorded a net loss of ₹0 crore, indicating a possible stabilization in its financial performance.
- Financial performance
- The company's annual net profit fell 57.1% to ₹6 crore, while revenue remained at ₹19 crore. The latest quarter showed a net profit of ₹4 crore, up 5.6% from the same quarter a year earlier, but the company reported a net loss of ₹0 crore in the previous quarter.
- Valuation multiples
- The stock trades at 18.4 times earnings, broadly in line with the Financial Services median of 19.3, 0.59 times book value. It yields 0.7%.
- Things to watch
- The company's net profit fell 57.1% annually, and its return on equity is low at 3.5%. The stock is 30.0% below its 52-week high, and the company's net profit margin is 29.3%, which is relatively low for the financial services sector.
- Where it stands
- PMC Fincorp Ltd ended the latest quarter with a net profit of ₹4 crore, up 5.6% from the same quarter a year earlier. The company's net profit margin is 29.3%, and its return on equity is 3.5%. The stock is 30.0% below its 52-week high.
Summarised by DocStoX's model on 2026-09-10 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.
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