Kotak Mahindra Bank Limited vs PMC Fincorp Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and PMC Fincorp Ltd (PMCFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, PMC Fincorp Ltd leads KOTAKBANK vs PMCFIN on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PMCFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

22.68
P/E ratio
18.78
2.29
P/B ratio
0.59
0.16%
Dividend yield
0.65%
₹19.40
EPS
₹0.09

Profitability

PMCFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
3.31%
5.54%
Return on capital
11.66%
24.31%
EBITDA margin
66.10%
27.64%
Net margin
33.25%

Growth

PMCFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
25.72%
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.40L Cr
Market cap
₹117 Cr
₹69,781 Cr
Revenue
₹19 Cr
₹19,288 Cr
Net profit
₹6 Cr
0.00
Debt / equity even
0.00
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
PMC Fincorp Ltd
  • + ["Company has delivered good profit growth of 27.6% CAGR over last 5 years", "Stock is trading at 0.63 times its book value"]
  • − ["Company has a low return on equity of 8.0% over last 3 years."]
Kotak Mahindra Bank Limited full analysis PMC Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs PMCFIN: Share Price, Valuation & Which to Buy | DocStoX