PMC Fincorp Ltd Valuation

PMCFIN · Financial Services · Current price ₹1.77

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DocStoX fair value
₹4
low confidence
Current price
₹2
Upside
+105.4%
P/E ratio
8.8x
P/B ratio
0.7x
Verdict
Buy
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Is PMC Fincorp Ltd undervalued?

DocStoX estimates the fair value of PMC Fincorp Ltd at ₹4 per share, versus the current market price of ₹2. That puts the stock about +105.4% below our fair-value estimate, which we read as "Buy". Our confidence in this estimate is low.

How this fair value is calculated

This estimate blends 2 independent methods: Excess-return (book value) (₹2), Relative P/E (₹8). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.

Bear, base and bull scenarios

Our scenarios span ₹2 (bear) to ₹4 (base) to ₹8 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.

Valuation multiples

PMC Fincorp Ltd trades at a P/E of 8.8x and a P/B of 0.7x, with a dividend yield of 0.6%. Multiples are most useful compared against the company's own history and its sector peers — see the peer comparison for context.

Understand the ratios

More on PMC Fincorp Ltd

DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.