Life Insurance Corporation Of India vs PMC Fincorp Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and PMC Fincorp Ltd (PMCFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs PMCFIN on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.64
P/E ratio
18.78
3.09
P/B ratio
0.59
2.47%
Dividend yield
0.65%
₹45.42
EPS
₹0.09

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
3.31%
35.00%
Return on capital
11.66%
5.00%
EBITDA margin
66.10%
5.88%
Net margin
33.25%

Growth

PMCFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
25.72%
16.86%
Profit CAGR (3Y) even
—

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.97L Cr
Market cap
₹117 Cr
₹9.78L Cr
Revenue
₹19 Cr
₹57,453 Cr
Net profit
₹6 Cr
0.00
Debt / equity even
0.00
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
PMC Fincorp Ltd
  • + ["Company has delivered good profit growth of 27.6% CAGR over last 5 years", "Stock is trading at 0.63 times its book value"]
  • − ["Company has a low return on equity of 8.0% over last 3 years."]
Life Insurance Corporation Of India full analysis PMC Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.