ICICI Bank Ltd vs PMC Fincorp Ltd

A side-by-side comparison of ICICI Bank Ltd (ICICIBANK) and PMC Fincorp Ltd (PMCFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Ltd leads ICICIBANK vs PMCFIN on 6 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.33
P/E ratio
8.85
2.78
P/B ratio
0.69
0.78%
Dividend yield
0.56%
₹75.71
EPS
₹0.20

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

16.10%
Return on equity
8.49%
7.20%
Return on capital
11.66%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.25L Cr
Market cap
₹127 Cr
₹0 Cr
Revenue
₹43.48L Cr
₹57,936 Cr
Net profit
₹14 Cr
0.00
Debt / equity
0.23
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
PMC Fincorp Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.69 times its book value", "Company has delivered good profit growth of 27.6% CAGR over last 5 years"]
  • ["Promoter holding is low: 20.9%", "Company has a low return on equity of 7.43% over last 3 years."]
ICICI Bank Ltd full analysis PMC Fincorp Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.