Life Insurance Corporation of India vs My Money Securities Ltd

A side-by-side comparison of Life Insurance Corporation of India (LICI) and My Money Securities Ltd (MYMONEY) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation of India leads LICI vs MYMONEY on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.46
P/E ratio
9.68
3.09
P/B ratio
2.17
2.28%
Dividend yield
0.00%
₹45.42
EPS
₹4.10

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
25.91%
35.00%
Return on capital
44.04%
5.00%
EBITDA margin
69.21%
5.88%
Net margin
44.86%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
-21.96%
16.86%
Profit CAGR (3Y)
153.39%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.59L Cr
Market cap
₹67 Cr
₹9.78L Cr
Revenue
₹15 Cr
₹57,453 Cr
Net profit
₹7 Cr
0.00
Debt / equity
0.01
Life Insurance Corporation of India
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
My Money Securities Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -7.00% over past five years.", "Tax rate seems low", "Earnings include an other income of Rs.5.53 Cr.", "Company has high debtors of 4,829 days.", "Working capital days have increased from 4,595 days to 12,418 days"]
Life Insurance Corporation of India full analysis My Money Securities Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.