Integrated Financial Services Ltd vs State Bank of India

A side-by-side comparison of Integrated Financial Services Ltd (500212) and State Bank of India (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, State Bank of India leads 500212 vs SBIN on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth10
  • Size & financial health03

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

2.46
P/E ratio
10.67
0.00
P/B ratio
1.63
0.00%
Dividend yield
1.72%
₹23.03
EPS
₹90.24

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

27.80%
Return on equity
15.40%
30.30%
Return on capital
6.13%
0.00%
EBITDA margin
16.68%
0.00%
Net margin
11.95%

Growth

500212 takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
26.64%
32.64%
Profit CAGR (3Y)
14.49%

Size & financial health

SBIN takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹0 Cr
Market cap
₹8.88L Cr
₹0 Cr
Revenue
₹7.13L Cr
₹14 Cr
Net profit
₹86,666 Cr
0.00
Debt / equity even
0.00
Integrated Financial Services Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.60 times its book value", "Company is expected to give good quarter", "Company has delivered good profit growth of 42.2% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 4.80% over last 3 years."]
State Bank of India
  • + ["Company has delivered good profit growth of 29.4% CAGR over last 5 years", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − []
Integrated Financial Services Ltd full analysis State Bank of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.