Available Finance Ltd vs Bajaj Finance Limited

A side-by-side comparison of Available Finance Ltd (531310) and Bajaj Finance Limited (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Available Finance Ltd and Bajaj Finance Limited are evenly matched on the numbers (66, 2 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

1.54
P/E ratio
33.14
0.12
P/B ratio
5.57
0.00%
Dividend yield
0.58%
₹102.13
EPS
₹30.56

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

8.58%
Return on equity
18.20%
0.00%
Return on capital
10.80%
53.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-15.66%
Revenue CAGR (3Y)
-89.14%
Profit CAGR (3Y)
18.88%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹140 Cr
Market cap
₹6.30L Cr
₹1 Cr
Revenue
₹0 Cr
₹104 Cr
Net profit
₹19,332 Cr
0.00
Debt / equity
3.78
Available Finance Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.11 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of 1.76% over past five years.", "Company has a low return on equity of 9.71% over last 3 years."]
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.53 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Available Finance Ltd full analysis Bajaj Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

Available Finance Ltd vs Bajaj Finance Limited: Share Price, Valuation & Which to Buy | DocStoX