Upsurge Investment & Finance Ltd vs ICICI BANK LTD.

A side-by-side comparison of Upsurge Investment & Finance Ltd (531390) and ICICI BANK LTD. (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI BANK LTD. leads 531390 vs ICICIBANK on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability03
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

46.80
P/E ratio
17.66
1.29
P/B ratio
2.78
0.73%
Dividend yield
0.87%
₹7.95
EPS
₹75.71

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

2.91%
Return on equity
15.90%
5.25%
Return on capital
7.18%
0.00%
EBITDA margin even
0.00%
0.00%
Net margin
30.02%

Growth

531390 takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
67.98%
Profit CAGR (3Y)
7.93%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹151 Cr
Market cap
₹9.63L Cr
₹0 Cr
Revenue
₹3.12L Cr
₹16 Cr
Net profit
₹57,936 Cr
0.02
Debt / equity
0.00
Upsurge Investment & Finance Ltd
  • + ["Company is almost debt free."]
  • ["Company has a low return on equity of 13.1% over last 3 years.", "Earnings include an other income of Rs.1.70 Cr.", "Working capital days have increased from 132 days to 251 days"]
ICICI BANK LTD.
  • ["Stock is trading at 2.62 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
Upsurge Investment & Finance Ltd full analysis ICICI BANK LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

531390 vs ICICIBANK: Share Price, Valuation & Which to Buy | DocStoX