Ratnabali Capital Markets Pvt Ltd vs HDFC Bank Limited

A side-by-side comparison of Ratnabali Capital Markets Pvt Ltd (531391) and HDFC Bank Limited (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

Ratnabali Capital Markets Pvt Ltd
531391
₹0+0.00%
VS
HDFCBANK logo
HDFC Bank Limited
HDFCBANK
₹728.85+0.28%
Leads on the numbers
The verdict

On the numbers, HDFC Bank Limited leads 531391 vs HDFCBANK on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth01
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

0.00
P/E ratio
14.72
0.00
P/B ratio
1.78
0.00%
Dividend yield
2.59%
₹7.25
EPS
₹49.50

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

3.26%
Return on equity
13.07%
4.00%
Return on capital
5.86%
0.00%
EBITDA margin
21.46%
0.99%
Net margin
21.81%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

5.42%
Revenue CAGR (3Y)
26.86%
—
Profit CAGR (3Y) even
18.10%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹0 Cr
Market cap
₹11.23L Cr
₹403 Cr
Revenue
₹3.49L Cr
₹4 Cr
Net profit
₹76,026 Cr
0.00
Debt / equity even
0.00
Ratnabali Capital Markets Pvt Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.52 times its book value", "Company's working capital requirements have reduced from 71.1 days to 31.4 days"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -13.6% over past five years.", "Tax rate seems low", "Company has a low return on equity of 12.7% over last 3 years.", "Earnings include an other income of Rs.7.11 Cr.", "Company's cost of borrowing seems high"]
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Ratnabali Capital Markets Pvt Ltd full analysis HDFC Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.