Transcorp International Ltd vs BAJAJ FINANCE LIMITED

A side-by-side comparison of Transcorp International Ltd (532410) and BAJAJ FINANCE LIMITED (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads 532410 vs BAJFINANCE on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth11
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

532410 takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

7.99
P/E ratio
33.12
1.09
P/B ratio
5.57
2.40%
Dividend yield
0.57%
₹3.19
EPS
₹30.56

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.00%
Return on equity
18.20%
18.00%
Return on capital
10.90%
0.50%
EBITDA margin
67.98%
0.70%
Net margin
23.33%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-32.44%
Revenue CAGR (3Y)
25.57%
103.28%
Profit CAGR (3Y)
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹81 Cr
Market cap
₹6.26L Cr
₹1,435 Cr
Revenue
₹81,990 Cr
₹10 Cr
Net profit
₹19,332 Cr
0.21
Debt / equity
3.78
Transcorp International Ltd
  • + ["Company has reduced debt.", "Stock is trading at 1.11 times its book value", "Company has delivered good profit growth of 30.4% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 545%"]
  • ["The company has delivered a poor sales growth of -0.68% over past five years.", "Company has a low return on equity of 9.73% over last 3 years.", "Earnings include an other income of Rs.5.50 Cr."]
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.65 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Transcorp International Ltd full analysis BAJAJ FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

532410 vs BAJFINANCE: Share Price, Valuation & Which to Buy | DocStoX