PMC Fincorp Ltd vs BAJAJ FINANCE LIMITED

A side-by-side comparison of PMC Fincorp Ltd (534060) and BAJAJ FINANCE LIMITED (BAJFINANCE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads 534060 vs BAJFINANCE on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability04
  • Growth· not comparable
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

534060 takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.10
P/E ratio
33.08
0.66
P/B ratio
5.57
0.58%
Dividend yield
0.57%
₹0.20
EPS
₹30.56

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

3.47%
Return on equity
18.20%
6.07%
Return on capital
10.90%
0.00%
EBITDA margin
67.98%
0.00%
Net margin
23.33%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
25.57%
Profit CAGR (3Y) even
18.88%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹123 Cr
Market cap
₹6.36L Cr
₹0 Cr
Revenue
₹81,990 Cr
₹14 Cr
Net profit
₹19,332 Cr
0.23
Debt / equity
3.78
PMC Fincorp Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.66 times its book value", "Company has delivered good profit growth of 27.6% CAGR over last 5 years"]
  • ["Promoter holding is low: 20.9%", "Company has a low return on equity of 7.43% over last 3 years."]
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.65 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
PMC Fincorp Ltd full analysis BAJAJ FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.